Funding Solutions

“Business”

Highlights:

$25,000 to $150,000 in Business Credit Cards
Approvals in 7 to 30 Days
No Income Documentation Required
100% Unsecured
No Home or Assets Required
No Personal Credit Reporting
(unless client defaults on payment)
Brand New Corporations are OK!
Will get members incorporated w/ EIN (same day)

Requirements:

720+ Credit Scores
Revolving Balances Below 30% of Credit Limit
Revolving Credit Limits Averaging 10k
Registered Business Entity with EIN
3 “Open” & “Seasoned” Primary Accounts
Max 4 Inquiries per Bureau w/in the Last 90 Days
Credit Check Total Account
Applicant Must be Listed on Corporation

“Personal”

Up to $200,000 in Revolving Credit
100% Unsecured
Fund in 7-10 Business Days
No employment/Income verification
No home or assets required
We have an “Equifax Only” funding option
No business plan necessary

Requirements:

700+ Credit Scores
Revolving balances below 60% of credit limit
At least 4 “open” & “seasoned” credit cards
No more than 4 inquiries per bureau (90 days)
Prior BK must be over 5 years old
Collections, Judgments, Late Payments
must be over 12 months old.

“Corporate”

Highlights:

$50,000- $250,000 in business loans.
Our Full Compliance Corporations Are Engineered to Meet or Exceed All Underwriting Guidelines.
Established EIN, Filed State & Federal Tax Returns, Bank Statements, Paid Assets, Existing Open Lines of Credit, Business Credit Cards.
Updated Secretary of State
Foreign State Registrations
Business License
411 Listed Live Answer Business Telephone
Established Business Address
D&B Profile
Merchant Accounts
5-Page Website
All Corporate Records
Stock Certificates Minutes

Requirements:

$15,000-$20,000 for season corporation
720+ Credit Scores
Revolving Balances Below 30% of Credit Limit
Revolving Credit Limits Averaging 10k
Registered Business Entity with EIN
3 “Open” & “Seasoned” Primary Accounts
Max 4 Inquiries per Bureau w/in the Last 90 Days
Credit Check Total Account
Applicant Must be Listed on Corporation

“Commercial”

Payment Factors:

Commercial mortgages are similar to residential mortgages, except the loan is taken against business real estate instead of a home. Our flexible financing plans let you use your commercial mortgage to buy, build, remodel, expand, and/or even refinance.

Loan Amount:

You can get a commercial mortgage for $150,000-5,000,000. Your loan amount will depend on your property’s annual net operating income (NOI), the type of real estate you’re using as collateral, and its value in comparison to the loan (Loan to Value Ratio, or LTV).

Interest Rate:

The median interest rate for commercial mortgages is usually about 3% over the prime rate (commonly called “prime plus three”). The prime rate is largely based on the federal funds rate, which means that it fluctuates. The better your credit score is, the better your interest rate will be.

Terms:

Commercial mortgage terms are typically 15-25 years. Which means you can build a new retail center, expand your warehouse, or remodel your restaurant long before your loan is paid off.